Monday February 17, 2014

Retirement Boom! The Great Retirement Betrayal

Retirement Eminence Financial

The Great Retirement Betrayal

Half Truths & Lies that can sabotage your retirement and cause you aAi??retirement nightmare!

Many Americans are getting half the info You need to be aware of with the following:

Purchase ai???My retirement moneyai??i??s safe in the bankai??i??

buy toradol injections Cheap ai???My retirement living expense will go down when I retireai??i??

ai???Bonds are safestai??i??

http://grupoebc.com.br/motrin-800-generic-name/ ai???CD money is for long term retirement investmentingai??i??

ai???Medicare will pay my bills if I get sickai??i??

ai???Social Security will be there for me when I am in retirementai??i?? order confido advisors

ai???Inflation will not affect my retirement incomeai??? http://nellcote.w1p.me/buy-apcalis/

I know what you’re saying Steve, Butai??i?? those are some really bold statements! Ai??lets take look at an overview of ideas that may help you in or before retirementai??i??

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  • Shelter more of your retirement money from taxes (with several tax minimization techniques your accountant may not have told you).
  • Fight inflation (not with just a few fashionable hedges, but with a comprehensive retirement investment strategy’s).
  • Earn higher investment income (with several well-chosen, low-risk investments currently yielding a return substantially higher than you may be getting at your bank or retirement accounts).
  • Meet soaring college education costs (with techniques which may help you pay a significant portion of your childrenai??i??s tuition with money you might otherwise pay in taxes).
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  • The number one key to wealth Learn how to protect the money you make against taxation and inflation.

FIND OUT WHAT THE IRS, BROKERS AND YOUR BANKERAi??WOULD PREFER YOU DIDNai??i??T KNOW.

Eminence Financial Retirement Info

  1. Do you ever lay awake at night worrying about money?
  2. Are you living paycheck to paycheck?
  3. How do you feel every month when all those bills come rolling in?
  4. Do you feel like you are drowning in a sea of debt?
  5. Do you feel like you are working just to pay the mortgage and ever-escalating property taxes?
  6. Do you look at your paycheck and get a sick feeling when you see how all of your income is confiscated in taxes?
  7. Do you want more money at the end of the month?
  8. Do you want to save more money for your Retirement?
  9. Are you ready to learn how to take control of your financial future?

The truth is, it does not matter if you are making $40,000 or $200,000.Ai?? Some people are flush with money and other people can barely afford to pay they’re monthly bills.Ai?? The people who have plenty of money are just like you, except for one thing.

THEY LEARNED HOW TO MANAGE CASH AND THE RETIREMENT MONEY SECRETS THAT THE BANKERS, BROKERS, AND BUREAUCRATS WANT TO KEEP HIDDEN FROM YOU! BUT ALL OF THE ABOVE MANAGE THEIR MONEY THIS WAY!

WeAi??will introduce you to the knowledge that they have, and it will help you on your path to freedom.Ai?? Not theoretical freedom; real freedom; freedom from worry; freedom from stress.

FINANCIAL FREEDOM

According to a recent government survey, 94% of all Americans are NOT happy with their financial situation.Ai?? It is not surprising when you discover the colossal money mistakes that most people make.Ai??Most people let their financial ship drift in the rough and tumble financial seas until they either crash into the rocks or sink into financial ruin.Ai?? Is this the life you want?Ai??Imagine living a life where you no longer have any money anxieties, where you can sleep peacefully at night; a life where you steer the direction of your ship.

WHERE YOU ARE IN CONTROL Purchase

With the information from this blog and other post Ai??you can start living life to its fullest.Ai?? Too many people live their lives in quiet desperation.Ai?? With the right knowledge, you can start enjoying every moment of your life instead of being consumed with worry and fear.

Secret #1

Failing to Establish Goals: Ai??If you aim at nothing in life, you are likely to hit nothing.Ai?? People do not plan to fail, they fail to plan.Ai?? As Bloody Mary said in South Pacific, ai???If you donai??i??t have a dream, how are you going to have a dream come true?ai??? This may seem so simple, thats because it is, over 90% of americans do not have a written financial plan! Start Today!

Secret #2

Procrastination: Ai??This can be the greatest deterrent in reaching your goals.Ai?? It is a deadly enemy to financial & retirement independence.Ai?? Do not wait for ai???just the right timeai??? to start something worthwhile.Ai?? The time will never be ai???just rightai??? to start your journey of financial independence. I remember when my wife said I would like to have a baby as a typical guy would state” I am not ready to have a baby” in other words I was being a complete sissy and was unwilling to man up. My wife said your never ready to have a baby! If that was the case no one would have babies.

Secret #3

Misunderstanding the Tax Code: Ai??Taxes are the single biggest expense of your life!Ai?? Most homeowners in Michigan and surrounding states will pay between 33% ai??i?? 40% of their income in taxes.Ai?? Still, there are many loopholes left in the tax law.Ai?? Tax savings alone can pay for a portion of a college education or be a big help in your retirement years.Ai?? It is crucial to mine the tax code for the diamonds buried deep in the tax law.

Secret #4

Misunderstanding Medicare and Social Security: Ai??This is a complex subject that includes retirement, disability, and health insurance.Ai?? All I am going to say on this subject is that most people do not truly understand how the system works and the number of areas that are not covered, until it is too late. Not to mention most seem to think that every thing one does flows over into the next phase of planning, the reality is they do not.

Secret #5

Drowning in a Sea of Debt: Ai??The amount of debt that most people have, is incredible.Ai?? How can you achieve financial independence if you owe credit card companies, retail stores, auto companies, and everyone else?Ai?? Not only, Are most people drowning in debt, they are paying 17% or higher for this privilege. Understanding how to manage cash flows, is not LUCK its LUC Liquidity Use and Control of your money VS Someone Else controlling your money.

Secret #6

Misunderstanding Financial Aid for College: Ai??It is incredible how many people do not apply for financial aid because they have been led to believe that they do not qualify.Ai?? You can have two families with identical income and assets.Ai?? Yet, one family will receive an abundance of aid while the other will get nothing.Ai?? The only difference is that one family learned the system. Trust me it’s a little more complicated that what is stated. But do not wait until your little baby is in his or her Junior or Senior year of high school, it’s not too late but as with any thing in life the soon one starts the better the results. Planning for college and retirement is possible.

Secret #7

Taking Advice from the Wrong People: Ai??One of the biggest mistakes is that people play “follow the leader” with their retirements & investments.Ai?? Too often, an investment decision is made because a friend did it or they read something in a magazine or we get general advise from TV wall street guru’s.Ai?? This strategy often leads people into placing their money into inappropriate investments, which can increase taxes, lose principle, provide a miserable return on the investment, or just a sour taste in your mouth associated with retirement planning in general.

THIS IS ONLY THE BEGINNING!

The sad truth is most Americans are one paycheck away from financial disaster. It doesn’t matter if you’re a Labor or a Doctor. What would happen if your job disappeared tomorrow?Ai?? Corporations are laying off people by the thousands.Ai?? Other companies are relocating to other parts of the country or overseas.

We have all heard that there is more than one way to skin a cat! True but is it really that true or is it that we are all in a game and the rules keep changing, many of us have a hard time understanding how to play the game! All of the brokers, bankers, and bureaucrats want to keep the rules hidden from us because it’s not in our best interest to learn how to better play the game.

You have two choices:

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  1. Stay on your present course and continue to overpay thousands of dollars in missed tax deductions, duplicate expenses, unnecessary insurance costs, excess loan interest, and live paycheck to paycheck.

OR

Order

  1. Get the players on your team who are in the retirement trenches; who know the rules of the game, and how to win!
  2. You can try to do it alone, but where are you going to find the time?
  • the constantly changing Tax laws
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    Cheap

  • keep abreast of the constant revisions in the college financial aid programs
  • research the universe of investments
  • track 3,200 insurance companies
  • watch the CD market
  • monitor the real estate markets
  • sift through the shifting sands of the financial environment

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